Title Loans Charleston: Applying for a Loan From Us

Applying for a Hyacinth Lenders vehicle title loan is easy. We here at Hyacinth Lenders have created this website specifically for those of you who would like to apply for a loan but don’t have time to come to our office. (More on that in a bit.)

First, you will want to go to our website’s “Apply” section. We will need you to input the following information about your vehicle into our dropdown menu.

• The year of your car, truck, motorcycle, motorhome, etc.

• The make of the vehicle

• The model of the vehicle

• The style of the vehicle…i.e., is it a two-door, four-door, hatchback, minivan, SUV, etc.?

• The vehicle’s current estimated mileage

Once you put that information into our system, you will receive a phone call from someone in our local Charleston office. This company representative is here to answer any immediate questions you may have about the parameters of your loan.

Your personal representative will visit with you about your income sources and your loan terms during this call as well.

Please, do not be shy about asking any pressing questions you have. We want you to get the full benefit of the loan process, and part of that is ensuring that you know everything you need to know before you sign on the dotted line.

And speaking of the dotted line, be sure to ask your representative about your loan contract. Usually, this paperwork includes information like:

• Your loan’s interest rate

• Your loan’s payoff amount and date

• Refinancing options

• Monthly due dates, and

• Other pertinent information regarding your loan.

Vendor’s note: If you are really facing a financial emergency, you should also know that you will typically receive your cash within one business day.

Knowing this information allows you to visit with your doctor’s office, insurance company, or any other entity to whom you owe money about when you will pay them what you owe.

Learn More

Title Loans Charleston: Our Local Office

It is not necessary for you to stop by our local Charleston office in order to apply for your vehicle title loan. That being said, we always love it when our clients pay us a visit. An office visit allows you to work with your Hyacinth Lenders loan rep in more depth or to go over the finer points of your loan contract. You can make payments with us or even talk to us about applying for a new loan once your loan is paid off.

Learn More

Title Loans Charleston: How Title Loans Work

If after all of this, you still feel a bit confused about how Hyacinth Lenders might help you, this section should clear up any misunderstandings you might have.

Getting a title loan does not require good credit. It just requires collateral.

Here’s why. In normal lending situations, your good credit score functions as a form of “invisible” collateral. That is to say that based on your past payment history, your lending institution believes you to be a good enough credit risk to lend you money. If this is true for you, then you would qualify for what is called a signature loan. Your signature is your collateral.

The problems with this are manifold. If you have not yet had time to build credit - you are young and just starting out, for example - or you have bad credit due to circumstances like a medical bankruptcy, you can’t get the money you need. You do not have the credit to do so.

However, without being extended credit, you will never have the opportunity to build up a credit score decent enough to qualify for a signature loan.

That is where title loans come in. With a title loan, your car (or some other type of vehicle) becomes your collateral. It replaces your need to have good credit, because you have a vehicle that acts in your credit score’s stead, so to speak.

If you own your car outright and have no liens against your car’s title, that is usually all it takes to get money from Hyacinth Lenders. Do not let the fact that you could not qualify for a signature loan in the past stop you from applying with us. We want to help you.

Learn More

Title Loans Charleston: Last Remarks

People come to Hyacinth Lenders for a number of reasons. They often have an unexpected trip to the local ER or are having trouble getting through the end of the month.

Many come to us and get money, despite having bad credit or no credit.

If you fit into any of these categories, we encourage you to talk to us today about a title loan. We would love to help you solve your most pressing financial challenges.

We offer same-day financing, plus a local office for your convenience. Why not fill out our form? You could be chatting with your loan representative in just a matter of minutes about your new loan.

Get Free Quote

(843) 507-0055

103 Blue Ridge Charleston, South Carolina 29418